Insurance programs are offered through Charter One Insurance Agency,Inc. Insurance products are NOT FDIC INSURED, NOT GUARANTEED BY ANY BANK, NOT A DEPOSIT, MAY GO DOWN IN VALUE, AND ARE NOT INSURED BY ANY GOVERNMENT AGENCY.

Companies underwriting the policies are not affiliates of Kroger Personal Finance (KPF) or any of its owners. Insurance is not sold through an insured financial institution including any banking affiliates of KPF including Citizens Financial Group, Inc. You cannot be required to obtain insurance from a particular insurance company or agency as a condition of obtaining any product or service or engaging in any transaction with KPF or any of its affiliates and your decision will not in any way affect a credit decision by KPF or its affiliates.